Medical Care: Advantages and Disadvantages of Medicare – For – Everyone
Many Americans wonder why the world’s most prosperous nation is statistically far from the healthiest! Why do so many citizens feel the pressure to pay for their health insurance and medical expenses? Our politicians fight for the minutiae, rather than the general concept and the best way, to ensure a healthier society in the most accessible and beneficial way. Republicans have spent nearly a decade opposing the Low Price Healthcare Act, or what we call Obamacare, but they have not created a viable alternative that could be better!
Should the motive be to provide health care or demand a particular method without reality or perhaps flexibility? Pragmatic idealism is going to result in the of provision of universal health care, combining private and public options and providing many viable options/alternatives! Rather than have a narrow mind and saying it has to be, my way or the road, it would make no more sense, it would be less disturbing (think of the hundreds of thousands who are employees of private insurance companies) and desirably combine options. and seek a meeting of minds? Wouldn’t it make more sense to address the weaknesses of the Low Price Health Care Act and improve it? With the stagnation, congestion and partisanship that occurs in our Congress, little or nothing seems to be happening!
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This is the main problem facing the healthcare industry and why insurers cannot measure their risk by finding reasonable rates for Medicare Advantage plans for the American people. This is an opportunity for insurers to guess because they have no knowledge of people with chronic health challenges regularly and what it would cost to provide accurate care at reasonable costs. Actuaries compute insurance for a purpose; To estimate the risk. Unsurprisingly, it is not surprising why carriers have lost money in recent years and are ready to redeem. Government participation in the insurance world is to administrate and not to run the business directly.